Chamber Member Spotlight: Pioneer Services

For nearly 80 years, Pioneer Services, the Military Banking Division of MidCountry Bank, has been meeting the needs of its customers with a diverse range of financial products and services. Since 1986, we have exclusively served the military community, providing award-winning financial education, responsible financial services, and a commitment to doing the right things, the right way, all of the time.

Part of this commitment includes offering a variety of unique products specifically designed for military families:

• Unlike Certificates of Deposit (CD) offered by other financial institutions, the MidCountry Bank Military CD doesn’t require you to have an existing banking relationship with us to receive our best rates*—such as 2.40 percent for a 60-month CD, 1.60 percent for 24 months, and 1.15 percent for 12 months.

• The Money On Reserve savings account provides an easy way to build up emergency savings, with just $10 needed to open an account, and a debit card** for withdrawals when needed.

• In addition to our unsecured personal loans, we also provide a number of specialty loans designed just for the military lifestyle that include interest rate grace periods of up to 90 days, and special rates as low as 9.95 percent afterward.

• VA Loans, offered through MidCountry Bank, can help families take advantage of historically low interest rates and realize their dreams of homeownership.

Our commitment continues through a financial education program that has been recognized nationally with numerous awards from industry and educational organizations, and the numerous partnerships, programs, and sponsorships we have supported over the past 25 years.

Pioneer Services is proud to be part of the Oceanside community, and we look forward to many more years serving military families.

All loan applications are confidential and subject to our credit policies. No official US military endorsement is implied. All mortgage loans are subject to credit approval and compliance with MidCountry Bank underwriting standards. MidCountry Bank is a member FDIC. *The disclosed Annual Percentage Yields (APY) are accurate as of October 13, 2011. Rates are subject to change. Penalty for early withdrawal. APY assumes interest remains on deposit. Only available for full-time active-duty, career-retired, or medically retired military. **$1 fee may apply to ATM withdrawals. Receipt of a direct transfer to the account each month will waive the $15 monthly service charge for that month. $25 fee applied if account closed within 90 days of opening.