The end of the pandemic is in sight. The Pfizer vaccine has been approved by the FDA and the first phase of distribution to states has begun. In addition, the Moderna vaccine is on the verge of FDA approval. Even though the vaccine will eventually be available to all Americans free of charge, we are months away from that prospect and the demand will greatly outpace the initial supply. Pfizer and eventually Moderna will distribute 100 million doses each in the U.S. The distribution of these 200 million doses will be divided among the states based on populations.