by Cathy Ellis

Baby Boomers, the generation born between 1946 and 1964

During the baby boom, 76 million Americans were born. I was born in 1961, I am a younger boomer married to an older boomer. There are major differences in the life experiences of Baby Boomers depending on which end of the spectrum that you grew up in from being a teenager during The Beatles, Woodstock-Vietnam War era to the disco-heavy metal transition from Jimmy Carter to The Ronald Reagan Era, but everyone will agree that “The Baby Boomers” are a rare breed that grew up in a very special time. Baby boomers had no hand held electronics except for an AM transistor radio, we played outside until dark, we walked to school, we grew up with a handful of television channels and we drank from the garden hose!

By Pablo J. Sáinz

Justice Gilbert Nares could be declared an illustrious son of Oceanside.

For almost 40 years, Nares has developed an outstanding career as a judge, including 25 years as justice in the California Court of Appeal. Nares grew up in Oceanside, attended Laurel Elementary, graduated from Oceanside High School, and later received his bachelor’s and his law degree from the University of San Diego.

Justice Nares took a moment to reflect on his time in the courts, but most of all, on his life growing up in Oceanside.

by  Isabella Janovick, Marketing Manager, Anacomp Inc.  

There are three basic parts that make up a loan file which are the Loan Number, Sections and Documents. Within the Sections there is a further division of 8 different tabs. The tabs hold the various documents such as Mortgage Documents, Trailing Documents and Imaged Documents.

Loan Number
A loan number is assigned to every loan file.  This number is used to reference and track the file for the life of the loan, or until it is sold to a second mortgage company, where it is assigned a new loan number. The loan number can consist of a string of numbers or a combination of numeric and alpha characters.  They average anywhere from six to ten characters. This number is one of the most important pieces of information on a loan, distinguishing it from other loans.

When back to school commercials start popping up on TV, my kids freak out! They know summer is coming to end.  I, on the other hand, do a little happy dance. Back to routine!  Back to uninterrupted workdays! But the start of school does bring back the one task I do dread- School Lunch Packing! But this year lunch packing is quite literally “In The Bag!”  So here are my 6 tips for successful school lunch packing.

1)     Pack what you know your kids will eat. Seems very obvious, but in an effort to pack a healthy lunch, we often times pack a lunch they won’t even eat.  Remember healthy lunches are only healthy if…the food is eaten.  So packing that PB&J everyday it is ok! And the less food kids toss; the less they waste.

by Scott Ashton, Oceanside Living Magazine

In their efforts to save money on water and play their part in conservation efforts Shepherd of the Valley Lutheran Church has turned much of their property into an inviting venue for the community.

The two-fold effort includes a large xeriscape project in the front of the church along with a community garden on the back of the property.

According to Pastor Allen Kolkman the front of the church used to be just grass, which was very costly to water, and was hard to keep green. Members of the church collaborated with a local landscape company to create a beautiful front yard, highlighted by dozens of plants along with walking paths inviting the neighbors in for a stroll.

By Cathy Ellis, Senior Living Placement and Consulting

Have you ever wondered about why there are so many different senior housing options?  Here's a brief breakdown on the different types of care facilities and what differentiates them. The good news is that there are a lot of options in North San Diego County!

55+ APARTMENTS - no care or meals are available. Apartments that cater to the 55+ population, no meals are included, but they usually have a recreation room and may have some scheduled activities. Check Your local Housing Office for a list of affordable options or get on a list for subsidized housing if you income qualify. You cannot be eligible for special rates if you do not have an application on file. 

By Kristi Hawthorne, Oceanside Living Magazine

The common name for the neighborhood east of Interstate 5 and north of Mission Avenue is “Eastside.”  Today this would puzzle many people because Oceanside city limits go much farther east than the Eastside neighborhood. However, after the turn of the century when the area was being developed and populated, this neighborhood was near the most eastern city limits.

Families from Mexico who came to Oceanside in the 1910s and 1920s settled in Eastside, which included the subdivisions of Mingus & Overman, Reece, Spencer, Higgins & Puls.   Most of the early residents were laborers who worked in the fields of the San Luis Rey Valley and the Rancho Santa Margarita (now Camp Pendleton). 

by Marva Bledsoe, Business & Community Political Action Committee (BACPAC)

“Prop 13” is very near and dear to California property owners.  Since its passage in 1978, talk of change to the law consistently raises the ire of state tax payers.

Jeff Wyly from Merdian, a nationwide political consulting and public affairs firm, recently reported to the Chamber’s Emerging Issues Committee that the idea of a “split roll property tax” change to “Prop 13” is again under discussion in committee at the state legislature. 

What does a “split roll property tax” mean?