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Can You Afford a Home at North River Farms?

10/28/2019

1 Comment

 
Picture
Contrary to what you might believe, homeownership in San Diego is not out of the realm of possibility. While San Diego remains one of the higher priced areas in the nation for housing, North County has continued to remain in the range where the average couple living and working in San Diego can make a mortgage payment for the median home price of $530,000.
According to the Consumer Advocate Mortgage Rate Calculator, the monthly payment for a $530,000 home would be $2440*. Of course, that’s assuming you have decent credit and have saved that downpayment. But as you can see, owning a home in North County is comparable to renting a home in North County. 

Most financial advisors recommend to keep housing costs at one-third of a household’s monthly income. In this case, that would be $7320. The average North County couple (or co-buyers) would safely be able to cover the cost of a home in North River Farms at the median price of $530,000. 

And for military members and vets interested in buying, 50% of the homes built at North River Farms will qualify for VA loans.

While it’s true that we also plan to build homes in higher price ranges, the fact is that the average couple or co-buyers would be able to afford to live in a new home at North River Farms.
The real issue with the cost of housing is limited inventory of homes. With less housing, costs of homes will continue to rise. The reality is Oceanside needs housing and we do not produce enough to meet our needs. 

Over 60,000 people commute into San Diego from Temecula and Riverside County each day because of the cost and availability of housing locally. The repercussions of not housing our workforce are experienced in social, economic and environmental costs.
​
If you’re interested in seeing this agrihood come to life and finding a place to call home in North County, please let the Oceanside City Council know and fill out a support letter.
1 Comment
Jeffrey Shinn link
11/3/2019 07:03:50 am

Has Integral Communities bought the Oceanside Chamber of Commerce along with the city Council? This looks like an ad from North River Farms. Oceanside residence don't want this project. It is obvious something other than the will of the people is motivating the city to ram this down our throats.

Reply



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Copyright © 2022 Oceanside Chamber of Commerce
928 N. Coast Highway | Oceanside, CA 92054
Tel 760-722-1534 
info@oceansidechamber.com
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Picture
  • Oceanside
    • About Oceanside >
      • History of Oceanside
      • Demographics
      • Arts and Culture
      • Education
      • Employment
      • Health Care
      • Religious Organizations
      • Local Government and Services
      • Retiring in Oceanside
      • Oceanside Maps
    • Visitor Information >
      • Beaches
      • Accommodations
      • Groups and Meeting
    • Things to Do >
      • Oceanside Events >
        • Downtown History Walks
        • Farmers Market
        • Sunset Market
      • Shopping >
        • Coupons
      • Dining
      • Surfing
      • Regional Attractions
    • Volunteer Opportunities
  • Business Directory
    • All Categories
    • Coupons
    • New Members
  • Media
    • Advancing Oceanside Podcast
    • Blog
    • Member News
    • E-Newsletter
    • Publications >
      • Advertising Your Business
      • Best of Oceanside Magazine
      • Annual Community Guide
      • Military Publications
  • Chamber
    • Membership >
      • Member Portal
      • Membership Packages
      • Application
      • Testimonials
    • Advocacy >
      • Chamber Political Action Committee
      • Public Policy Guidelines
      • The Advancing Oceanside Report
    • Our Work >
      • 2021 Annual Report
      • 2023 Strategic Priorities
      • Committees - Task Forces - Forums
      • Oceanside Young Professionals
    • Economic Recovery >
      • 2021 Small Business Grant Program
      • 2020 Shop Local Oceanside
      • 2020 North County Cares Program
    • Workforce Development >
      • SOCAL Workforce
    • Kindness
    • Oceanside Leadership Academy
    • Our Team >
      • Board of Directors
      • Chamber Staff
    • Privacy Policy
  • Events
    • Signature Chamber Events >
      • Armed Forces Day Operation Appreciation
      • Heroes of Oceanside and Camp Pendleton
      • Meet the City of Oceanside
      • North County Health Fair
      • Oceanside Senior Expo
      • Rising Star Student Program
    • Monthly Chamber Events
    • Oceanside Community Events
  • Resources
    • Community Resources
    • Local Business Resources
    • Military Resources