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OCEANSIDE CHAMBER OF COMMERCE JOINS BUSINESS ASSOCIATIONS ACROSS THE NATION TO DEMAND CHANGE IN BUSINESS CONTINUITY INSURANCE TO SAVE SMALL BUSINESSES

3/30/2020

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OCEANSIDE CA - As many businesses have been justifiably anxious about how to keep their businesses afloat during this time of COVID-19, the Oceanside Chamber of Commerce along with over 80 chambers of commerce and business associations across the nation created the Save Small Business Coalition (SSBC) to address exactly that concern. Businesses need cash now, period. The coalition, spanning 15 states, wants to empower a solution for both small businesses and the insurance industry, backed by the federal government.
In the past few weeks, communities across the nation have seen their local businesses make the difficult decision to reduce hours, lay off employees, and sadly, in some cases, close their doors for good. Many businesses do not qualify for disaster loan programs and some cannot afford to incur additional debt. There is nothing in any business’s insurance that covers this unprecedented event of the Civil Authority of closing of businesses. Trying to reform the policy contracts after-the-fact will likely end up in protracted legal battles and debate while businesses fail and the families they employ suffer irreparable harm. The SSBC believes that with a federally funded backstop to cover the business continuity expenses through defined grants to business owners impacted, insurance carriers and agents could potentially act as a distribution center for funds and likely help define the terms of the grants based on their experience as claims payors and policy writers. The coalition advocates that Government funding be provided to the insurance carriers for a streamlined process without adversely impacting the overall insurance safety net.

A member of the California State Assembly, Adrin Nazarian, supports the coalition’s efforts in California, stating that “Small business is the backbone of our economy and it is vital to rebuilding that economy once we defeat the COVID-19 virus. However it is imperative that the insurance industry recognize the ‘business continuity’ claims of small business if this essential part of our economy is to survive.”

In addition to engaging the government, SSBC is seeking the collaborative support of not only Chamber of Commerce members across the country but many of the largest insurance industry associations representing carriers, agents and brokers including but not limited to: the National Association of Mutual Insurance Companies; The Council of Insurance Agents and Brokers; The Independent Insurance Agents and Brokers of America; and the American Property and Casualty Insurance Association. The faster all of these organizations can collaborate and work
together to find a federally funded solution for small business continuity that can be dispersed immediately to small businesses, the quicker the vital heartbeat of the American economy can be saved.
​
​The Save Small Business Coalition is committed to the survival of a vibrant business community as businesses across the US are feeling severe economic hardships as government mandates force restrictions and closures on business.
California
Bakersfield Chamber
Brea Chamber
Carlsbad Chamber
Century City Chamber
Corona Chamber
Culver City Chamber
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Copyright © 2022 Oceanside Chamber of Commerce
928 N. Coast Highway | Oceanside, CA 92054
Tel 760-722-1534 
info@oceansidechamber.com
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Picture
  • Oceanside
    • About Oceanside >
      • History of Oceanside
      • Demographics
      • Arts and Culture
      • Education
      • Employment
      • Health Care
      • Religious Organizations
      • Local Government and Services
      • Retiring in Oceanside
      • Oceanside Maps
    • Visitor Information >
      • Beaches
      • Accommodations
      • Groups and Meeting
    • Things to Do >
      • Oceanside Events >
        • Downtown History Walks
        • Farmers Market
        • Sunset Market
      • Shopping >
        • Coupons
      • Dining
      • Surfing
      • Regional Attractions
    • Volunteer Opportunities
  • Business Directory
    • All Categories
    • Coupons
    • New Members
  • Media
    • Advancing Oceanside Podcast
    • Blog
    • Member News
    • E-Newsletter
    • Publications >
      • Advertising Your Business
      • Best of Oceanside Magazine
      • Annual Community Guide
      • Military Publications
  • Chamber
    • Membership >
      • Member Portal
      • Membership Packages
      • Application
      • Testimonials
    • Advocacy >
      • Chamber Political Action Committee
      • Public Policy Guidelines
      • The Advancing Oceanside Report
    • Our Work >
      • 2021 Annual Report
      • 2023 Strategic Priorities
      • Committees - Task Forces - Forums
      • Oceanside Young Professionals
    • Economic Recovery >
      • 2021 Small Business Grant Program
      • 2020 Shop Local Oceanside
      • 2020 North County Cares Program
    • Workforce Development >
      • SOCAL Workforce
    • Kindness
    • Oceanside Leadership Academy
    • Our Team >
      • Board of Directors
      • Chamber Staff
    • Privacy Policy
  • Events
    • Signature Chamber Events >
      • Armed Forces Day Operation Appreciation
      • Heroes of Oceanside and Camp Pendleton
      • Meet the City of Oceanside
      • North County Health Fair
      • Oceanside Senior Expo
      • Rising Star Student Program
    • Monthly Chamber Events
    • Oceanside Community Events
  • Resources
    • Local Business Resources
    • Military Resources